Added Advantages

All you need to do is deposit a fixed installment every month for a period of 11 months with Vijay Gems. The 12th month installment will be paid by Vijay Gems and you will be entitled to jewelry of that amount.

Plan Ahead

Plan ahead With our four jewellery saving plans you can invest much ahead in time, and buy at a later date! those special moments like birthdays, wedding and anniversaries will always be well planned of in advance!

Get More Pay Less

You pay a fixed installment for 11 months and the 12th month installment will be made by Vijay Gems

Term And Conditions

  1. You can enroll through Vijay sales representative, the Vijay jewels website “www.vijaygems.com or walk in at Vijay Gems office. You will need to submit a proof of age, passport/PAN card/ration card/driver’s license, along with the enrollment form.
  2. We accept credit card, debit card, cheque, cash payments. Please note, in case of a bounced cheque, a charge of Rs. 250 will be levied. Enrollments are done only when the first payment is made. As a registered customer, you receive a thly receipt cum balance statement every month from the enrolment. you can login to you account and check yor balance.
  3. The scheme is not transferrable. However, you have an option of assigning a nominee while registering for the scheme. The nominee will have to furnish proof of identity and address at the time of redemption.
  4. The last date that you can make payment every month is on or before 15 th of every month.
  5. In case if you miss 2 consecutive installments, by the end of 3rd month all the overdues need to be settled. If settled and paid regularly thereafter, the maturity period will not get extended beyond 12 months, otherwise the scheme will lapse. If lapsed, whatever is the balance in your account will be available for the purchase of diamond jewellery.
  6. If you wish to discontinue.We would be sorry to see you go! However, in exceptional circum-stances during the course of the scheme, if you wish to withdraw, you will have to make a jewellery purchase equal to the amount you have saved. No cash refunds will be given.
  7. If the member expires during the tenure of the saving plan, if the nominee wishes,To continue in the scheme, he/ she may do soTo discontinue, he/she can buy diamond jewellery of the saved