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Terms and conditions of use

 1. You can enroll through vijaygems sales representative, the vijaygems jewels website "vijaygems.com or walk in at vijaygems jewels office.You will need to submit a proof of age, passport/PAN card/ration card/driver's license, along with the enrollment form.

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 2. We accept credit card, debit card, cheque, cash payments. Please note, in case of a bounced cheque, a charge of Rs. 250 will be levied.Enrollments are done only when the first payment is made. As a registered customer, you receive a thly receipt cum balance statement every month from the enrolment. you can login to you account and check yor balance.

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 3. The scheme is not transferrable. However, you have an option of assigning a nominee while registering for the scheme.The nominee will have to furnish proof of identity and address at the time of redemption.

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 4. The last date that you can make payment every month is on or before 15 th of every month.

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 5. In case if you miss 2 consecutive installments, by the end of 3rd month all the overdues need to be settled.If settled and paid   regularly thereafter, the maturity period will not get extended beyond 12 months, otherwise the scheme will lapse.If lapsed,whatever is the balance in your account will be available for the purchase of diamond jewellery.

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 6. If you wish to discontinue.We would be sorry to see you go! However, in exceptional circum-stances during the course of the scheme,if you wish to withdraw, you will have to make a jewellery purchase equal to the amount you have saved.No cash refunds will be given.

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 7. If the member expires during the tenure of the saving plan, if the nominee wishes,To continue in the scheme, he/ she may do so To discontinue, he/she can buy diamond jewellery of the saved


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